(California Court of Appeal) – Reversing a decision that a property owner’s umbrella insurer was not liable for breach of contract and breach of implied covenant of good faith and fair dealing when they refused to cover the suit to remove a neighbor’s fence that partially blocked the only road leading to their land because although the fence did not sit upon the landowner’s property itself the invasion of a right of private occupancy is ambiguous and can include non physical invasions of rights in real property.